The Top 10 Cashback Apps in 2025 (and Which One Pays the Most)

The Top 10 Cashback Apps in 2025 (and Which One Pays the Most)
If you’re not using cashback apps in 2025, you’re literally leaving free money on the table.

The beauty of these apps is simple — you earn money for shopping the way you already do. Whether it’s groceries, travel, fashion, or even takeout, the right cashback app will put a percentage of your spending right back into your wallet.

I’ve tested dozens of them, and here’s the updated 2025 ranking — including the one app I think everyone should sign up for today.

 
1. Rakuten – The Cashback Giant
Best for: Online shoppers who want the biggest selection of stores.
How it works: Activate cashback through the Rakuten site or browser extension before you shop.
Why it’s great: Over 3,500 stores, frequent bonus promotions, and an easy quarterly payout.
Average payout: 1%–40% depending on the store.
Sign-up bonus: $30 when you spend $30 in the first 90 days.
👉 Sign up for Rakuten here
 
2. Capital One Shopping – Automatic Savings
Best for: People who want discounts and cashback without any extra clicks.
How it works: Browser extension automatically applies coupon codes and activates cashback deals while you shop.
Why it’s great: “Set it and forget it” savings; works on thousands of sites.
Average payout: Varies, but frequent double/triple cashback promotions.
👉 Get Capital One Shopping here
 
3. Honey (by PayPal) – Coupon Hunter + Cashback
Best for: Coupon lovers who want extra rewards.
How it works: Finds and applies coupon codes automatically; gives cashback via Honey Gold points.
Why it’s great: Stack coupons with cashback for bigger savings.
Average payout: Equivalent to 0.5%–15%.
👉 Try Honey free here
 
4. Ibotta – Grocery Goldmine
Best for: Grocery shoppers and in-store purchases.
How it works: Add offers in the app, upload receipts, or link your store loyalty card.
Why it’s great: Huge grocery and convenience store coverage.
Average payout: $10–$25 per month for average shoppers.
👉 Download Ibotta here
 
5. Fetch – Snap and Earn
Best for: People who want rewards from any receipt.
How it works: Snap a photo of any store receipt, get points for every dollar spent.
Why it’s great: Works for any store; super fast to use.
Average payout: $3–$10/month without much effort.
👉 Join Fetch here
 
6. Upside – Best for Gas and Groceries
Best for: People who drive often or want easy savings on gas and groceries.
How it works: Open the app, claim an offer at a nearby gas station, grocery store, or restaurant, and pay with a linked credit/debit card. Cashback appears in your account within days.
Why it’s great: Often beats credit card category bonuses for gas; nationwide coverage in the US.
Average payout: $0.15–$0.25 per gallon on gas, 2%–15% on groceries and dining.
👉 Sign up for Upside here
 
7. TopCashback – Max Payouts
Best for: People who want the highest cashback rates possible.
How it works: Similar to Rakuten, but often with slightly higher rates.
Why it’s great: Very competitive payouts, no minimum payout threshold.
👉 Start with TopCashback here
 
8. RetailMeNot – Coupons + Cashback
Best for: Seasonal shopping and holiday deals.
How it works: Search for a store, find coupons, activate cashback.
Why it’s great: Huge database of promo codes.
👉 Join RetailMeNot here
 
9. Shopkick – Earn Without Spending
Best for: People who like earning rewards for visiting stores.
How it works: Get points (“kicks”) for walking into stores, scanning items, or making purchases.
Why it’s great: Fun gamified earning system.
👉 Try Shopkick here
 
10. Fluz – Cashback on Gift Cards
Best for: People who buy a lot of gift cards.
How it works: Buy store gift cards through the app, earn instant cashback.
Why it’s great: Stack gift card cashback with store sales and card rewards.
👉 Get Fluz here